FUTURO Mcb, S.A. is an independent, Nampula-based microfinance bank, majority-owned and supported by Swiss Development and Cooperation Agency (SDC). The bank is undergoing significant restructuring efforts at present, but will continue its business model of group-lending microfinance and some additional individual small enterprise finance.
Mozambique is seriously under banked, especially in the rural areas, where the majority of its citizens live. These people tend to be poorly educated and survive on a subsistence basis. The government is working with foreign providers of finance and technical support to assist the economic development of those rural areas of the country.
The bank is being established by its investors in support of the Mozambique government’s Financial Inclusion Policy. It will provide such financial and technical development to the country. It is also being established on a commercial basis and is expected to break even within 4 years of commencing operations.
The IT Manager is a member of the senior staff team. He / she shall provide professional and personal guidance to its staff, clients and other related parties. He/She is responsible for the overall management of the IT Department.
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